Viva is the future of mortgage financing.
Our Mission is to disrupt the 31 trillion dollar global mortgage industry by introducing a faster, cheaper, and more transparent way to buy a home. Viva has pioneered a proprietary mortgage financing technology. Using smart contract infrastructure, Viva's financing system connects home buyers directly with private lenders from anywhere in the world - eliminating the need to rely on banks to get a mortgage.
Why VIVA?
VIVA is a fixed supply cryptocurrency that powers the P2P Fractional Mortgage Shares technology, which is the backbone of Viva Network's mortgage crowdfunding platform. VIVA will be traded on several large cryptocurrency exchanges and we expect there to be an ever increasing demand for VIVA as this revolutionary financing system gains traction amongst institutional investors globally.
Documents
Crowdfunding mortgages on the blockchain
Viva uses a proprietary, smart contract powered, crowdlending technology that will enable homebuyers to obtain fiat-currency home loans.
Borderless & decentralized home loan financing will eliminate the need to rely on middlemen like banks and other financial intermediaries.
Viva creates a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership.
For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).
Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.
News
The revolution of mortgage financing is here.
Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. The Viva platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.
Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.
The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.
How it works
Roadmap
May 2016
Inception of original idea.
June 2017
Exploration of blockchain ecosystem to identify suitable core technologies.
July 2017
High level, service-oriented architectural planning of the Viva Platform.
Aug 2017
Exploratory data and feasibility analysis.
Nov 2017
Developed the Real Value 1.0 Home Valuation Algorithm.
Future
Q1 & Q2 - 2018
Launch of Token Generation Event and development of MVP. Initiate large-scale marketing campaign.
Q3 - 2018
Develop Real Value 2.0 Application. Obtain legal and regulatory licenses.
Q4 - 2018
Launch Real Value 2.0 application. Finalize proprietary ML algorithms.
Q1 - 2019
Begin incremental launch of the Viva Network Platform.
Q2 - 2019
Launch the Viva Network Platform and successfully crowdfund first home loan with Viva mortgage financing system.
Core Team
Advisors
Why VIVA?
VIVA is a fixed supply cryptocurrency that powers the P2P Fractional Mortgage Shares technology, which is the backbone of Viva Network's mortgage crowdfunding platform. VIVA will be traded on several large cryptocurrency exchanges and we expect there to be an ever increasing demand for VIVA as this revolutionary financing system gains traction amongst institutional investors globally.
Documents
Crowdfunding mortgages on the blockchain
Viva uses a proprietary, smart contract powered, crowdlending technology that will enable homebuyers to obtain fiat-currency home loans.
Borderless & decentralized home loan financing will eliminate the need to rely on middlemen like banks and other financial intermediaries.
Viva creates a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership.
For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).
Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.
News
The revolution of mortgage financing is here.
Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. The Viva platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.
Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.
The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.
How it works
Roadmap
May 2016
Inception of original idea.
June 2017
Exploration of blockchain ecosystem to identify suitable core technologies.
July 2017
High level, service-oriented architectural planning of the Viva Platform.
Aug 2017
Exploratory data and feasibility analysis.
Nov 2017
Developed the Real Value 1.0 Home Valuation Algorithm.
Future
Q1 & Q2 - 2018
Launch of Token Generation Event and development of MVP. Initiate large-scale marketing campaign.
Q3 - 2018
Develop Real Value 2.0 Application. Obtain legal and regulatory licenses.
Q4 - 2018
Launch Real Value 2.0 application. Finalize proprietary ML algorithms.
Q1 - 2019
Begin incremental launch of the Viva Network Platform.
Q2 - 2019
Launch the Viva Network Platform and successfully crowdfund first home loan with Viva mortgage financing system.
Core Team
Advisors
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